In uncertain markets, many investors focus on yield. At Jaox, we’re far more interested in certainty—especially in a market where interest rates, buyer sentiment, and lending criteria can all shift mid-project.
That means every project begins with three questions:
1. What's the primary exit?
2. What happens if that path stalls?
3. How do we still protect capital, income, and timelines?
These aren’t hypothetical scenarios. Its' our business model.
Take our recent project in Folkestone, a mixed use property with strong resale potential. Our Plan A was straightforward: refurbish and sell the residential units to owner-occupiers and retain the commercial.
But a few weeks in, we noticed the data changing. Mortgage approvals were slowing. Buyer demand for flats at the target price point was cooling
Rather than wait and hope, we activated Plan B : refinancing the residential units based on new valuations and rolling investor capital into secured second-phase works.— same timelines and investor returns.
And if that hadn’t held? We’d already lined up Plan C: informal agreements with two portfolio landlords ready to acquire the block on a yield basis.
These weren’t reactive decisions. Behind the scenes, we had already:
• Engaged a commercial broker for refinancing options
• Agreed provisional terms with a lender
• Built cashflow models for multiple hold/sell timelines
• Pre-qualified institutional and private buyers for bulk purchase
In short: these options were in place before the refurb had started.
Why does this matter to you, the investor? Because in property, risk is rarely what you see coming. It’s what you failed to plan around. Our job is to map the terrain before the storm.
Let’s Walk You Through It
If you’re curious how our exit frameworks are built, or want to see how your investment would be protected on our next project, just reach out.
We’ll show you how structure becomes safety, and how multi-exit thinking safeguards your capital, whatever the market does next. Book a Call here
