At Jaox Ltd, we are always focused on sourcing opportunities where relationships, negotiation and intelligent structuring create genuine win-win outcomes. Our latest project in Lewisham is a perfect example.

This was a three bedroom house in Lewisham, sourced direct to vendor via a probate solicitor. The property was completely off market. The vendor required a discreet and prompt sale, which allowed us to secure the property at approximately 40% below market value. Opportunities at this level of discount only happen when you combine direct to vendor sourcing with professional handling and a clear understanding of the seller’s motivation.

What Is a Back to Back Sale?

This project was structured as a back to back sale.

A back to back sale is where a property purchase is agreed with a vendor at one price and then sold on to an end purchaser at the same time at a higher price on the same day.

Because the completions were aligned, we did not take beneficial ownership for an extended period and therefore did not incur Stamp Duty Land Tax on an intermediate purchase. The property moved through the structure cleanly and efficiently.

This approach reduces risk, reduces capital exposure and allows value to be created through sourcing and structuring rather than heavy refurbishment.

A Strong Acquisition for Our Investor

We secured the property at 40% below market value and sold it to our investor at 25% below market value.

This meant:

• Our investor secured a significant discount in a strong South East London location
• Jaox generated profit for sourcing and structuring the opportunity

The only funds we committed to the project were thes olicitor’s case opening fees and the cost of an asbestos report. No refurbishment works were required.

Creative Structuring Within the Transaction

An additional layer made this deal particularly interesting.

Our investor was awaiting funds from a remortgage, and as is often the case, timelines extended. To ensure the transaction completed smoothly, we loaned him the funds required to cover the Stamp Duty Land Taxpayment.

This meant we structured a short term private loan agreement within the wider property purchase. It was effectively finance sitting inside the transaction itself.

This is what makes deal structuring so powerful.

When handled transparently and professionally, property transactions can be arranged to suit all parties. In this case:

• The vendor solved a time sensitive probate sale
• The investor secured a strong asset at 25% below market value
• We facilitated the deal with minimal capital exposure
• A structured short term loan ensured completion without delay

We have since refined this approach and are implementing similar structured solutions into future transactions to create flexibility while protecting all parties involved.

At Jaox Ltd, our focus remains clear. Structured, transparent property deals that solve real problems, protect investor capital and create measurable value.

If you would like to understand how we source and structure opportunities like this, and how you might be involved in future projects, I would be happy to arrange a conversation.